Ten Steps to Buying a Home

Buying a home is probably the biggest financial commitment you’ll ever make. But buying a home isn’t just a dollars-and-cents investment – it’s an investment in your life. To assist you in the process, we have all the home buying products and services you need. And best of all, I will be with you every step of the way.

Step 1 Choose a Realtor As your Realtor I will guide and assist you in the home buying process.

Step 2 Get pre-approved Meet with a mortgage consultant and get pre-approved for a loan.  Be prepared to be a little flexible on price, closing date, appliances or repairs.

Step 3 Refine your focus Detailing your housing needs, wants and budget will be helpful for both us.

Step 4 View properties Once you find homes that meet your criteria, together we will tour several of them in person so you can be comfortable with what’s on the market. Then make your selection.

Step 5 Make an offer If you know you’ve found the right property, you may need to act fast depending on market conditions. Trust me to prepare and present your offer to the seller in the best possible light.

Step 6 Negotiate terms Counteroffers are common in real estate.  Be prepared to be a little flexible on price, closing date, appliances or repairs.

Step 7 Get an inspection This is your best chance to have the property’s systems and structure evaluated. An experienced, outside professional is worth every penny. And you may want to add a home warranty to cover appliances and systems that could break down up to a year after you close.

Step 8 Do a walkthrough Shortly before closing, do a final walkthrough of the house to make sure everything you thought was included in the purchase agreement has remained on the property.

Step 9 Funds due at closing For your security, Edina Realty Title recommends a cashier’s check as the method of payment for funds necessary at closing. Edina Realty Title will send closing information within your personal closing site. Edina Realty Title does not require wired funds and you should never follow wiring instructions sent to you by email.

Step 10 Close At closing you will review and sign the relevant closing papers that will be notarized by your closer, the keys are passed to you and the house is yours!